:root{
  --navy:#0B2447;--navy-2:#0A1E3A;--navy-deep:#071630;
  --gold:#C9A227;--gold-2:#E0BC57;
  --ink:#111A2B;--muted:#5C6A82;--line:#E7ECF3;
  --bg:#FFFFFF;--bg-soft:#F6F8FC;
  --radius:16px;--shadow:0 20px 50px -20px rgba(11,36,71,.28);--shadow-sm:0 8px 24px -12px rgba(11,36,71,.25);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Work Sans',system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;-webkit-font-smoothing:antialiased}
.wrap{max-width:1160px;margin:0 auto;padding:0 24px}
a{color:inherit;text-decoration:none}

header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.85);backdrop-filter:saturate(180%) blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:72px}
.brand{display:flex;align-items:center;gap:11px;font-weight:800;font-size:20px;color:var(--navy);letter-spacing:-.02em}
.brand .mark{width:30px;height:30px;flex:0 0 30px}
.brand small{display:block;font-size:11px;font-weight:600;color:var(--muted);letter-spacing:.06em;text-transform:uppercase;margin-top:-2px}
.nav .cta-top{display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:14px;color:var(--navy);border:1.5px solid var(--line);padding:9px 16px;border-radius:10px;transition:.2s}
.nav .cta-top:hover{border-color:var(--gold);color:var(--gold)}
.nav .bloglink{font-weight:700;font-size:14px;color:var(--navy)}

/* Blog index */
.blog-hero{padding:52px 0 30px}
.blog-hero .eyebrow{display:inline-flex;align-items:center;gap:8px;background:rgba(201,162,39,.12);color:#8a6f16;font-weight:700;font-size:12.5px;letter-spacing:.05em;text-transform:uppercase;padding:7px 13px;border-radius:999px;margin-bottom:16px}
.blog-hero .eyebrow .dot{width:7px;height:7px;border-radius:50%;background:var(--gold)}
.blog-hero h1{font-size:clamp(28px,4vw,42px);line-height:1.1;letter-spacing:-.025em;color:var(--navy);font-weight:800}
.blog-hero p{margin-top:14px;font-size:17px;color:var(--muted);max-width:640px}

.blog-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;padding:10px 0 60px}
@media(max-width:760px){.blog-grid{grid-template-columns:1fr}}
.blog-card{display:block;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow-sm);transition:.2s}
.blog-card:hover{transform:translateY(-2px);border-color:var(--gold)}
.blog-card .thumb{display:block;width:100%;aspect-ratio:1200/630;object-fit:cover;background:var(--navy-deep)}
.blog-card .card-body{padding:24px}
.blog-card .cat{display:inline-block;font-size:11px;font-weight:800;letter-spacing:.07em;text-transform:uppercase;color:var(--gold-2);background:var(--navy);padding:4px 10px;border-radius:999px;margin-bottom:12px}
.blog-card h3{font-size:19px;font-weight:800;color:var(--navy);letter-spacing:-.01em;line-height:1.3;margin-bottom:8px}
.blog-card p{font-size:14.5px;color:var(--muted);line-height:1.6}
.blog-card .meta{display:block;margin-top:14px;font-size:12.5px;color:#9aa6ba;font-weight:600}

.blog-empty{padding:20px 0 40px;color:var(--muted);font-size:14.5px}

/* Article page */
.article{padding:44px 0 20px;max-width:760px}
.back-link{display:inline-flex;align-items:center;gap:6px;font-weight:700;font-size:13.5px;color:var(--muted);margin-bottom:22px}
.back-link:hover{color:var(--navy)}
.article .eyebrow{display:inline-flex;align-items:center;gap:8px;background:rgba(201,162,39,.12);color:#8a6f16;font-weight:700;font-size:12px;letter-spacing:.05em;text-transform:uppercase;padding:6px 12px;border-radius:999px;margin-bottom:18px}
.article .eyebrow .dot{width:6px;height:6px;border-radius:50%;background:var(--gold)}
.article h1{font-size:clamp(28px,4.2vw,42px);line-height:1.14;letter-spacing:-.025em;color:var(--navy);font-weight:800;margin-bottom:14px}
.article-meta{font-size:13.5px;color:#9aa6ba;font-weight:600;margin-bottom:32px}
.article .hero-img{display:block;width:100%;aspect-ratio:1200/630;object-fit:cover;border-radius:var(--radius);box-shadow:var(--shadow);margin-bottom:36px}

.prose h2{font-size:23px;font-weight:800;color:var(--navy);letter-spacing:-.01em;margin:34px 0 14px}
.prose h3{font-size:18px;font-weight:800;color:var(--navy);margin:26px 0 10px}
.prose p{font-size:16px;color:#2b3652;margin-bottom:16px}
.prose ul,.prose ol{margin:0 0 18px 22px;color:#2b3652;font-size:16px}
.prose li{margin-bottom:8px}
.prose strong{color:var(--navy)}
.prose blockquote{border-left:3px solid var(--gold);padding:4px 0 4px 18px;margin:20px 0;color:var(--navy);font-weight:600;font-size:16.5px}

.cta-box{margin:34px 0;background:var(--bg-soft);border:1.5px solid var(--line);border-radius:var(--radius);padding:24px 26px}
.cta-box .cta-eyebrow{font-size:11.5px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--gold-2);background:var(--navy);display:inline-block;padding:4px 10px;border-radius:999px;margin-bottom:10px}
.cta-box h4{font-size:18px;font-weight:800;color:var(--navy);margin-bottom:8px}
.cta-box p{font-size:14.5px;color:var(--muted);margin-bottom:14px}
.cta-box a.btn{display:inline-flex;align-items:center;gap:8px;font-weight:800;font-size:15px;color:var(--navy);background:linear-gradient(180deg,var(--gold-2),var(--gold));padding:12px 20px;border-radius:10px}

.disclaimer-inline{margin:36px 0 8px;font-size:12.5px;color:#8592a8;line-height:1.7;border-top:1px solid var(--line);padding-top:20px}
.disclaimer-inline a{color:var(--navy);text-decoration:underline;font-weight:600}

/* Footer (shared) */
footer{background:var(--navy-deep);color:#B9C6DC;padding:52px 0 30px;margin-top:40px}
.foot-brand{display:flex;align-items:center;gap:11px;font-weight:800;font-size:19px;color:#fff}
.foot-brand .mark{width:28px;height:28px}
.disclaimer{max-width:720px;font-size:12.5px;color:#8FA0BC;margin-top:18px;line-height:1.7}
.disclaimer a{color:#CBB25F;text-decoration:underline}
.foot-bottom{margin-top:26px;padding-top:20px;border-top:1px solid rgba(255,255,255,.08);display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px;font-size:13px;color:#7f90ad}
.foot-bottom a{color:#9fb0cc;text-decoration:underline}

/* Cookie consent banner (shared) */
.consent-banner{display:none;position:fixed;left:0;right:0;bottom:0;z-index:50;background:var(--navy-deep);color:#DDE6F3;border-top:1px solid rgba(201,162,39,.35);box-shadow:0 -10px 30px -14px rgba(7,20,44,.6)}
.consent-banner.show{display:block}
.consent-in{max-width:1160px;margin:0 auto;padding:18px 24px;display:flex;flex-wrap:wrap;align-items:center;gap:16px 24px}
.consent-text{flex:1 1 380px;font-size:13.5px;line-height:1.6;color:#B9C6DC}
.consent-text a{color:#CBB25F;text-decoration:underline}
.consent-actions{display:flex;gap:10px;flex:0 0 auto}
.consent-actions button{cursor:pointer;font:inherit;font-weight:800;font-size:13.5px;border-radius:10px;padding:11px 18px;white-space:nowrap}
.consent-accept{border:0;color:var(--navy);background:linear-gradient(180deg,var(--gold-2),var(--gold))}
.consent-reject{border:1.5px solid rgba(185,198,220,.35);color:#DDE6F3;background:transparent}
@media(max-width:640px){
  .consent-in{flex-direction:column;align-items:stretch}
  .consent-actions{width:100%}
  .consent-actions button{flex:1}
}