Most UK credit problems aren't debt. They're an old address still on your file, a default that should have gone, a card limit you're sitting too close to. The Credit Action Plan puts the 66 things that actually move a UK file into 13 weeks, in the order that works, and ticks them off as you go.
Three readers who used the free checks and wrote in. The Console is new — there are no Console reviews yet, which is why weeks 1–3 are free to try before you pay.
"I thought I was registered to vote. The planner told me to check — turns out I wasn't. Fixed it in 5 minutes, and a couple of weeks later my score had clearly improved."
"Rejected for a mortgage with no explanation. I checked my reports and found 3 errors — an old address and a default that should've dropped off. Followed the steps and all three were eventually removed. My score improved a lot and I got approved when I reapplied."
"Had a CCJ I'd paid off, but it still showed as 'unsatisfied' and dragged my file down. I challenged it on a procedural error and it was removed completely. Couldn't believe how straightforward it was."
Real, permissioned messages, first name and initial only. Individual experiences — results are not typical or guaranteed.
The Credit Action Plan is one tab of the Console. The other three do the parts a plan on paper can’t.
13 weeks, 66 tasks, in the order that moves a UK file: reports first, errors found, disputes sent, then the score-building phase once the file is clean. Every task has a why and a link. Progress saves as you go.
Weeks 1–3 freeLog every account, address and marker across all three bureaus side by side. Anything that doesn’t match gets flagged. It writes the dispute letter for you — six templates, UK law cited — and starts the 28-day clock the day you send it.
What comes in, what goes out, what’s left. The number a lender will ask for anyway — and the one that decides how fast the payoff plan can run.
Every balance, every rate, one date you’ll be clear. Move £20 a month across and watch the date move with it. Utilisation under 30% is a week-11 task; this is how you get there.
Credit Sorted Pipeline tracks every lead you can't place yet — declined at DIP, or just not ready — holds their real blockers, and puts them in front of you the week they become placeable. Client pages in your firm's branding, live updates, from £29 per adviser a month.
Weeks 1–3 open now. Runs in your browser, nothing to install, no account.
